Services: Deliverables
Planning is not a once-and-done activity - it is a process. However, as a start towards a successful financial future, you need to take stock of where you stand currently, and define future goals that you wish to achieve. A good financial plan bridges these two points - and since financial planning is a process, as circumstances and goals change, modifications in the plan allow you to get a level of comfort with respect to your financial well-being.
Financial Plans:
We follow a 7-Step process to prepare an actionable, financial plan for you, covering all the applicable areas listed above. The steps include:
Investment Management:
Your investments are custodied with an independent custodian, from whom you receive statements directly, and who provides online access to your accounts. We help you develop an investment policy statement and then manage your investments (taxable and non-taxable retirement accounts) in line with that policy. We strive to eliminate unnecessary risk, minimize taxes and expenses, and generate any currently needed income. We provide specific investment recommendations, to fit your specific needs, utilizing a philosophy and approach based upon proven financial and economic concepts involving asset allocation and asset location strategies. We monitor and rebalance your portfolio as necessary.
Targeted Financial Plans:
Should you have a specific question that you need advice on, we provide a targeted financial plan that addresses your issues, and provides implementation guidance with time-frames. The areas could be any of the following:
Financial Plans:
We follow a 7-Step process to prepare an actionable, financial plan for you, covering all the applicable areas listed above. The steps include:
- Inquiry
- Initial Consultation
- Data Gathering and Initial Preparation
- Interactive Goal Setting
- Analysis and Plan Formulation
- Financial Plan Presentation
- Financial Plan Implementation and Follow-Up
Investment Management:
Your investments are custodied with an independent custodian, from whom you receive statements directly, and who provides online access to your accounts. We help you develop an investment policy statement and then manage your investments (taxable and non-taxable retirement accounts) in line with that policy. We strive to eliminate unnecessary risk, minimize taxes and expenses, and generate any currently needed income. We provide specific investment recommendations, to fit your specific needs, utilizing a philosophy and approach based upon proven financial and economic concepts involving asset allocation and asset location strategies. We monitor and rebalance your portfolio as necessary.
Targeted Financial Plans:
Should you have a specific question that you need advice on, we provide a targeted financial plan that addresses your issues, and provides implementation guidance with time-frames. The areas could be any of the following:
- Investment Planning
- Retirement Planning
- Estate Planning
- Insurance Planning
- Tax Planning
- Budgeting and Cash Flow Planning
- Charitable Planning
- College Planning